I live in SC and I played mega millions

"E90M3" (e90m3)
10/24/2018 at 07:59 • Filed to: None

But I didn’t win. I guess I’m going to have to get my first billion the old fashioned way, by started off with a million dollar loan from my dad. Guess my collection of BMWs is going to be stalled at two for the foreseeable future.

DISCUSSION (35)

Supreme Chancellor and Glorious Leader SaveTheIntegras > E90M3
10/24/2018 at 08:06

Plot twist, this is all a ruse and you did win...but you’re hiding to protect your identity.

Can I borrow that wagon?

E90M3 > Supreme Chancellor and Glorious Leader SaveTheIntegras
10/24/2018 at 08:08

If I win the lottery and buy that wagon, I’ll let you drive it.

pip bip - choose Corrour > Supreme Chancellor and Glorious Leader SaveTheIntegras
10/24/2018 at 08:12

i was thinking that too

punkgoose17 > E90M3
10/24/2018 at 08:18

I am still poor as well. There will be no Isuzu automobile museum in Pittsburgh anytime soon.

Dr. Zoidberg - RIP Oppo > E90M3
10/24/2018 at 08:19

Looks like a third and fourth 3-series just wasn't in the cards for you.

LimitedTimeOnly @ opposite-lock.com > E90M3
10/24/2018 at 08:19

At least SC doesn’t automatically identify winners, so this person has a chance of not being hunted relentlessly.

If I played then I would make the drive over the line to SC to buy tickets there for this reason alone.

You’ve got the Powerball to look forward to, right?

Spanfeller is a twat > E90M3
10/24/2018 at 08:24

The lottery is predatory

E90M3 > Spanfeller is a twat
10/24/2018 at 08:27

How so?

Azrek > E90M3
10/24/2018 at 08:27

If you did win; I will sell you my low mileage E92 M3 for $5 million! A reasonable price for your deep pockets.

E90M3 > LimitedTimeOnly @ opposite-lock.com
10/24/2018 at 08:28

I think there are some schemes you can use to stay anonymous, but you are correct on that.

Not playing the Powerball, don’t feel the need to.

E90M3 > Dr. Zoidberg - RIP Oppo
10/24/2018 at 08:30

Not yet at least. My backup plan was to marry rich, that’s also not working out well. I guess I need to devise a new plan.

MasterMario - Keeper of the V8s > E90M3
10/24/2018 at 08:34

I don’t know that it’s predatory, but it’s definitely a tax on stupidity. My wife will buy a lotto ticket every now and then when the winnings get absurd like this one, but the odds of winning are so astronomical that buying tickets regularly is really just hurting yourself.

Spanfeller is a twat > E90M3
10/24/2018 at 08:36

Well, to those with problems of addiction to gambling... the ads are a bit more than suggestive. Also, at least here in Mexico, most lottos are aimed at poorer people.... and they don’t have the transparency to prove they’re not defrauding them.

Dr. Zoidberg - RIP Oppo > E90M3
10/24/2018 at 08:43

Marriage is for the birds anyway

E90M3 > MasterMario - Keeper of the V8s
10/24/2018 at 08:48

It can be it really depends on how much you spend , at the same time if you bought one ticket a week at $2/ticket, that’s only $104 a year. If you’ve got that kind of disposable income, go for it. I really don’t have a problem with people playing the lottery, as long as they understand the odds. This was the first time I think I’ve ever bought a ticket.

E90M3 > Spanfeller is a twat
10/24/2018 at 08:48

They are absolutely aimed at the poor, or at least e ffect them the most.

E90M3 > Dr. Zoidberg - RIP Oppo
10/24/2018 at 08:49

I’d have to find someone first, and that’s not going to happen. So, I’ll trust you on that.

Spanfeller is a twat > E90M3
10/24/2018 at 08:50

yeah... lottos aren't that ethical.... go figure.

The Dummy Gummy > E90M3
10/24/2018 at 08:55

*get $100M claim it was only $1M and then inherit and empire.

HFV has no HFV. But somehow has 2 motorcycles > E90M3
10/24/2018 at 08:56

I Majorie’s upper middle class, which being from a lower middle class family was a bit of a culture shock.

E90M3 > HFV has no HFV. But somehow has 2 motorcycles
10/24/2018 at 09:00

I don’t exactly know what my class standings is, but as long as it’s not upper class I should be alright.

MasterMario - Keeper of the V8s > E90M3
10/24/2018 at 09:01

Yea, but all too often it’s people without disposable income who buy tickets every time they stop at a gas station. If you have the disposable income and want to spend it on that go for it...just make sure to view it as a source of entertainment and not a way to make a quick buck, that gets lost among too many people.

Nibby > E90M3
10/24/2018 at 09:07

is winning the lottery the way you intend to pay your car maintenance bills?

Ash78, voting early and often > HFV has no HFV. But somehow has 2 motorcycles
10/24/2018 at 09:17

I grew up middle class, but my parents actually became high-upper-middle while I was in college. So it was weird, I never really knew “that life” (they still never wasted their money on fancy cars or country clubs).

My wife grew up pretty well off, but later in life realized her dad was juggling about 25 credit cards to keep it going, despite being a longtime physician.

Moral of the story: Class status in the US is easily faked.

E90M3 > MasterMario - Keeper of the V8s
10/24/2018 at 09:23

I’ll agree with you on that.

HFV has no HFV. But somehow has 2 motorcycles > Ash78, voting early and often
10/24/2018 at 09:26

Indeed. infact most people looking at my FIL would not guess that he’s doing so well. I only know because in the last 5 years o so the issues of his Will has been brought up so I’ m aware of his assets , and the fact that he has no real debt. Which also came with the realization that I need to step my game up. This guy grew up in a poor farm family, and through a few good business ventures, and lots of hard work he has thing set up so that when he dies, his wife and kids will be doing very well. I want to be able to say the same

Ash78, voting early and often > HFV has no HFV. But somehow has 2 motorcycles
10/24/2018 at 09:32

My FIL had some battles with mental illness towards the end, so he didn’t exactly plan well, but he did make one very wise move to help protect it all: All of his debts were solely in his name with no real assets of his own (those were co-owned with my MIL). And he had about $1.5 million in life insurance, which is tax free and generally untouchable by creditors unless they want a big lawsuit. And since he only owed each credit card a relatively small amount ($10-$20k), you could argue that this was a genius move, at least to keep up the ability to provide for his family. So he died with a negative ~ $150k net worth, yet life insurance allowed his wife to keep going.

Not the route I want to take, but I had to give him credit.

MasterMario - Keeper of the V8s > E90M3
10/24/2018 at 09:33

Could you also buy one of these and let me drive it? Thanks

Kinja'd!!!

HFV has no HFV. But somehow has 2 motorcycles > Ash78, voting early and often
10/24/2018 at 09:37

Hey when there are loopholes, and you can figure out how to use them, then why not?

Also I don’ t th ink I or my wife have life insurance . We should change that.

Ash78, voting early and often > HFV has no HFV. But somehow has 2 motorcycles
10/24/2018 at 09:40

If you don’t have kids and have at least some assets (and are both working), it’s sort of pointless. But when we had our first kid and my wife stopped working, I was like “LIFE INSURANCE NAO!”

IMHO, you really only need a Term Life policy to cover the hump — ie, 20-30 years for getting kids through college and things like that. A lot of insurers will insist you need the investment aspect of a Whole Life policy, but I think you’re better off investing on your own. Term life is around half the cost per month, but has no asset/liquidation value. It’s just like car insurance, but imagine locking in your rate when you buy the car and it never changes.

Also, if one of you dies, the other can take hardship withdrawals from retirement accounts if you have them. There are definitely substitutes for life insurance, but I have to say that watching my MIL get a lump-sum check with no taxes was pretty magical.

E90M3 > MasterMario - Keeper of the V8s
10/24/2018 at 09:40

Sure, just gonna have to win the lottery first.

HFV has no HFV. But somehow has 2 motorcycles > Ash78, voting early and often
10/24/2018 at 09:59

we have one kid, he’s 9. We have a house we still owe 80% on. it’s not like either of use would be totally screwed if the other passed suddenly , but I rather her be financially comfortable if she ends up a single mother. I’d be a lot easier on her if that hous e was paid off at the least.

Ash78, voting early and often > HFV has no HFV. But somehow has 2 motorcycles
10/24/2018 at 10:14

Ah, my mistake, I though you were married/no kids. Yeah, definitely look into it. When I was about 32, I got 30 years of a $500k policy through Transamerica for about $37/month. The rate is locked for the entire 30 years and I can cancel anytime. The rate goes up another $1-$2/month for each year you wait (based on the rate tables at the time) since you’re going to be insuring yourself for a longer time period — including the later years when you’re more likely to croak :D

Depending on your age, a 20-year term might be fine and the rates are a lot lower.

VajazzleMcDildertits - read carefully, respond politely > E90M3
10/25/2018 at 14:02

Someone VERY near me (geographically, not socially) won the 5 white ball million dollar match.

I was all set to get that Z06, too.

E90M3 > VajazzleMcDildertits - read carefully, respond politely
10/25/2018 at 15:09

I bought a ticket in the same town as the winning ticket.